The right first impression starts here

Thoughtful home preparation and staging help your property stand out from the moment it hits the market. From enhancing presentation to highlighting the home’s best features, these steps can help attract more interest, create a stronger emotional connection with buyers, and position your home for the best possible result.

Elevate Home Services provides you an unsecured line of credit to make improvements before you list. From staging to repairs and upgrades, it can help unlock your home’s potential to achieve an optimal sale outcome, with nothing due until closing.

Staging and home preparation are about presenting your home in its best possible light. From thoughtful styling and decluttering to small updates and finishing touches, each step is designed to highlight your home’s strengths, create a warm first impression, and help buyers connect with the space.

✓

Unsecured personal line of credit up to $50,000
✓

No impact to credit score when applying
✓

Freedom to use any contractor or home improvement vendor
✓

Conveniently repaid at time of closing

BEFORE

611b0efad90d07000180aa10-1af15168-4bbd-4270-aa26-bbcf7d2876af-2021-08-17T01_54_53.640Z (1)

AFTER

Bridge Loans

How a Bridge Loan Solves 4 Problems For Senior Homebuyers

What you may be wondering

Will my credit score be impacted by applying?

The application and approval process uses a soft credit inquiry, which does not affect your credit score. Additionally, your credit score will not be impacted by drawing funds.

What happens if my home doesn't sell?

What fees or interest are applied?

Is there a cost if I don't use funds?

What can funds be used on?

What are the qualification criteria?

What is the maximum amount I can qualify for?

How is the loan repaid at closing?

Does it work for homes owned by an LLC, Trust, Estate, or POA?

What if I'm buying, too? How might my new mortgage be impacted?

Marketing Analysis & Pricing

Home Preparation & Staging

Marketing & Showings

Offers & Negotiation

Contract & Paperwork

Closing & Beyond

Sold off market

427 Fair ST, Petaluma, CA 94952

3 Beds2 Baths1,672 SqFt

$1,365,000

$1,195,000 14.2%

Listed by Brian Byers Engel & Volkers Mill Valley

21 Tara Hill Rd, Tiburon, CA 94920-1555

4 Beds3.5 Baths3,690 SqFt

$5,100,000

$6,177,000 17.4%

Listed by Brian Byers of Engel & Völkers Mill Valley

450 Via Del Plano, Novato, CA 94949

3 Beds2 Baths1,534 SqFt

$1,345,023

$1,195,000 12.6%

Listed by Brian Byers Compass

Sold properties

427 Fair ST, Petaluma, CA 94952

3 Beds2 Baths1,672 SqFt

$1,365,000

$1,195,000 14.2%

Listed by Brian Byers Engel & Volkers Mill Valley

21 Tara Hill Rd, Tiburon, CA 94920-1555

4 Beds3.5 Baths3,690 SqFt

$5,100,000

$6,177,000 17.4%

Listed by Brian Byers of Engel & Völkers Mill Valley

450 Via Del Plano, Novato, CA 94949

3 Beds2 Baths1,534 SqFt

$1,345,023

$1,195,000 12.6%

Listed by Brian Byers Compass

See All Sold Listings

WHAT'S YOUR HOME WORTH?

Find out the worth of your home and get the most accurate valuation.

Coming Soon

520 Alameda De La Loma, Novato, CA 94949$1,795,000

Featured listing

135 Andorra Road, Edwards, CO, 816327 bed • 12 bath • 8,147 sqft$5,900,000

The right first impression starts here

Elevate Home Services provides you an unsecured line of credit to make improvements before you list. From staging to repairs and upgrades, it can help unlock your home’s potential to achieve an optimal sale outcome, with nothing due until closing.

Unsecured personal line of credit up to $50,000

No impact to credit score when applying

Freedom to use any contractor or home improvement vendor

Conveniently repaid at time of closing

BEFORE

AFTER

Elevated Preparation. Stronger Results.

Prep now, pay at closing

Our team of professionals will be with you every step of the way, from preparing your home for the sale, to handing the keys to the new buyer.

Bridge Loans

What you may be wondering

Will my credit score be impacted by applying?

The application and approval process uses a soft credit inquiry, which does not affect your credit score. Additionally, your credit score will not be impacted by drawing funds.

What happens if my home doesn't sell?

You have 12 months (1 year) to sell your home. If it hasn't sold by then, you can request an extension or set up a payment plan to give yourself more time to sell.

If you choose to no longer sell your home, the loan will need to be repaid.

What fees or interest are applied?

You'll see:

• ~1% monthly interest (reflecting an 8.99-16.99% annual rate).• A $499 one-time fee• Nothing due til closing'• Most homes sell in about 3 months. At our average ~1% monthly interest (12% annually), that's about 3% interest paid at closing, only on what you actually spend.

Is there a cost if I don't use funds?

There is no cost to you if you no longer need your funds. You can simply request your loan be closed.

What can funds be used on?

You can use funds for virtually anything that helps get your home ready to sell - from staging and painting to repairs, landscaping, or even things like storage and temporary housing.

What are the qualification criteria?

Meet a minimum credit score of 680 (varies by state)Be an owner of the property (or be able to act on behalf of the owner)Have at least 20% equity in the home (in some cases, at least 10%)Signed listing agreement with a real estate agentProperty list price under $4M

* Additional criteria may apply

What is the maximum amount I can qualify for?

The maximum you can qualify for is $50,000.

How is the loan repaid at closing?

Once your closing date is set, let us know by logging into your portal and adding the home close date. We will send you and your agent a final payoff statement and, if needed, an escrow demand along with clear repayment instructions.

Does it work for homes owned by an LLC, Trust, Estate, or POA?

Yes! We can work with homes owned by an LLC, Trust, Estate, or under Power of Attorney (POA). We may ask for some documents to verify ownership during the application process.

What if I'm buying, too? How might my new mortgage be impacted?

Only soft credit inquiries are performed, so your credit score won't be affected during the application. Our loans are personal and unsecured, meaning there's no lien on the property.

Additionally, we won't report the loan to the credit bureau unless the loan remains unpaid after it becomes due.

Sold off market

Sold properties

520 Alameda De La Loma, Novato, CA 94949

$1,795,000

135 Andorra Road, Edwards, CO, 81632

7 bed • 12 bath • 8,147 sqft
$5,900,000

• ~1% monthly interest (reflecting an 8.99-16.99% annual rate).
• A $499 one-time fee
• Nothing due til closing'
• Most homes sell in about 3 months. At our average ~1% monthly interest (12% annually), that's about 3% interest paid at closing, only on what you actually spend.

Meet a minimum credit score of 680 (varies by state)
Be an owner of the property (or be able to act on behalf of the owner)
Have at least 20% equity in the home (in some cases, at least 10%)
Signed listing agreement with a real estate agent
Property list price under $4M